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Commercial Lending Business Model

Receive Funds via

MT

Receive Funds via

DDA

Receive Funds via

Other

Receive U.S. Dollars

from FX

  • The funds can be wired to the lender via the Federal Reserve Bank. The loan department may receieve notification of this payment from the lenders money transfer department.
  • The funds can be received from the borrower via deposit into an account held with the lender
  • The funds can be received some other way from the borrower. Examples would be a check or inter-departmental transfer of funds. Principal interest continues to accrue until the check is cleared. Interest and fee payments made by check can be applied immediately.
  • If the cas of loans made in a foreign currency, payments may be made in that currency, possibly at a local branch. The money is then converted at the lenders FX desk and credited to the loan department.

LIQ87

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