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Commercial Lending Business Model

Check Borrower

Payment Schedule

Adjust Status of Loan

Post G/L for

Status Adjustment

  • The schedule of borrowers payments is checked to determine whether the borrower is due for a either a principal, interest, or fee payment.
  • The status of the loan and the borrower's credit standing may need to change based on the length of the time that the borrower is late on a payment.
  • The general ledger will now be posted to reflect the change in the loans status to non-accrual or charged-off as indicated. In addition, any departmental sub-ledgers will also be updated accordingly. This is ffully described in the accounting section of this model.

LIQ88

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